

Empowering Financial Confidence Through Expertise and Integrity
Who We Are
A&M Financial LLC is a dynamic, certified minority- and women-owned accounting and consulting firm headquartered in Bowie, Maryland. We provide strategic, accurate, and tailored financial services to individuals, small businesses, startups, and nonprofit organizations across the United States.
Founded on the principles of integrity, transparency, and excellence, our firm has become a trusted partner to clients seeking not just compliance, but clarity and growth. Our clients rely on us not only for accurate accounting and timely tax filings—but also for insight, mentorship, and proactive financial strategies that position them for long-term success.
Whether you're a business owner trying to organize your books, a nonprofit navigating donor compliance, or an individual dealing with IRS issues, we bring the expertise and dedication to help you thrive.

Our Founder & Leadership
Angela B. Julius, MBA, CFE, B.Sc – Founder & Lead Financial Strategist
Angela brings over 20 years of professional experience in accounting, forensic financial analysis, business consulting, and executive financial management. As a Certified Fraud Examiner (CFE) and holder of a Master’s degree in Business Administration, she has helped numerous clients—ranging from solo entrepreneurs to large nonprofits—achieve clarity, recover from financial missteps, and develop sustainable financial systems.
Her leadership reflects her personal values: precision, perseverance, and a passion for helping others succeed. Under her guidance, A&M Financial has become known for its client-first culture, reliability, and high ethical standards.
Angela is not only a financial expert, but also a mentor, speaker, and community advocate committed to empowering women and minority-owned businesses.

Our Mission
To deliver expert financial, tax, and consulting services that empower individuals and organizations to make informed decisions, remain compliant, and achieve sustainable growth.
Our Vision
To become a national leader in small business and nonprofit financial services, known for turning financial complexity into clarity and helping clients build lasting legacies.
What Makes Us Different
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✅ Certified Expertise: Our team includes Certified Tax Preparers and Fraud Examiners with advanced degrees and real-world experience.
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✅ Women & Minority-Owned: We bring diverse perspectives and serve with empathy, understanding, and cultural sensitivity.
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✅ Client-Centered: We don’t believe in one-size-fits-all. Every client receives customized strategies that align with their goals.
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✅ Modern Tools, Traditional Values: We blend secure, cloud-based technologies with time-tested principles of accuracy and discretion.
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✅ Broad Service Scope: From bookkeeping and payroll to business plans and grant writing, we support your financial success from every angle.

Core Values
💡 Integrity – We maintain the highest standards of honesty and transparency in all we do.
📊 Accuracy – We obsess over precision in financial records, tax filings, and reporting.
🤝 Personal Attention – We build long-term client relationships with individualized service and support. 🔒 Confidentiality – We handle all client data with strict privacy and security protocols.
🚀 Empowerment – We educate and guide our clients to take confident control of their finances.
Community & Commitment
At A&M Financial, we believe in giving back. We support local initiatives, mentor minority entrepreneurs, and host educational events focused on financial literacy, business development, and tax readiness.
Our success is rooted in our clients’ success—and we’re committed to being a reliable financial partner on their journey.

Meet Our Experts

Samya Drakeford
Administrator

Kim Simmons
Surveyor

Khensani Maphosa
Technical Writer

Nahla M
Consulting Expert

Recruiting Manager
Ayodeji Salami
Let’s Grow Together
Whether you're looking for a strategic advisor, a trusted accountant, or a team that can help you write your first business plan and win your first grant, A&M Financial LLC is here to support you with professionalism, compassion, and results.
📞 Call us today: +1 (240) 302-9867
📩 Email: info@aandmfinancialllc.com